My name is Margus Aun. I have been involved in payment card industry since 1994 – when started in Pankade Kaardikeskuse AS (NETS Estonia currently) – the cornerstone of payment card infrastructure in Estonia. In years 2000 – 2016 I was in key role building payment card products and services of the Nordea in the Baltic States and Poland.

My experience is available for your service in:


  • Card – (debit, credit, commercial) issuing projects;
  • Co-brand card projects;
  • Card acquiring (POS; ATM) projects;
  • ATM service outsourcing projects;


I can be reached by phone:  +372 5013197

or e-mail:  info@skandok.ee